TransferGo Referral Code

TransferGo handles international transfers across Europe and beyond. Its referral programme is one of the few in this category that pays actual cash, and one of the few with a rule that can void your bonus for reasons entirely outside the amount you sent.

TransferGo pays a cash bonus rather than transfer credit, which makes it unusual in this category. You can claim it in any lawful currency used in TransferGo's supported countries, converted at the rate showing on the day it is paid. Amounts start at a minimum of £5 or equivalent and are, by TransferGo's own description, usually two or three times more — but they vary by user and are only stated in the Referral section of the app. Anyone quoting a fixed figure is quoting their own.

The qualifying conditions are ordinary enough. Your friend's transfers must be international, sent to another person rather than to themselves, in a different currency, and add up to the equivalent of £100. They must not be someone who referred you. And the transfer only counts once the receiver's bank account has actually been credited — not when it is initiated, and not if it is later rejected or refunded.

Then there is the rule almost nobody knows about. TransferGo maintains a banned list of financial service providers, built after detecting abuse patterns, and a qualifying transfer sent to or from a provider on that list will not earn a bonus. Their terms name Revolut, Monese, Apple Pay, Google Pay and N26 among others. Funding a transfer from a Revolut or N26 account is entirely normal behaviour, which is precisely why this catches people out — the transfer completes, the money arrives, and the bonus simply never appears.

If you are referring deliberately, tell your friend to fund from a traditional bank account.

Two further mechanics worth knowing. If your friend does not enter your code when they create their account or order their transfer, the reward is assigned to the first referrer whose code they end up using, and TransferGo states it cannot reassign bonuses afterwards. And paid acquisition is prohibited — using pay-per-click or automated lead generation to gather referrals will block your claim.

TransferGo reserves the right to refuse payout, amend the bonus, or terminate the programme at any time without notice.