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Looking to send money internationally but want to get something extra out of it? This blog post is your guide to the top 10 money transfer apps with referral programs that reward you for helping others. We will explore the best options for maximizing your benefits while getting your money securely to its destination. So, whether you are sending funds to family, splitting travel costs, or supporting loved ones overseas, get ready to make your international money transfers work for you!

List Of Top 10 International Money Transfer Referral Apps

  1. TransferGo

  2. WorldRemit

  3. Remitly

  4. Xe Money Transfer

  5. Wise

  6. Xendpay

  7. Instarem

  8. Ria Money Transfer

  9. Skrill

  10. Western Union

TransferGo :


TransferGo is an online money transfer service that allows you to send money internationally quickly, securely, and at a lower cost compared to traditional banks. They offer transfers across Europe and many other global destinations.

TransferGo Referral Bonus and Signup Offer :

TransferGo has a referral program that rewards both you and your friends. When you sign up for TransferGo using a referral link and complete a qualifying transfer, you can get a bonus of €22 or £20 depending on your currency. You can also earn €22 for each friend you refer who signs up and makes a qualifying transfer. There is no limit to the number of friends you can refer to, so you can potentially earn significant rewards.

TransferGo is a great option for anyone who needs to send money abroad. With their low fees, fast transfer times, and referral program, you can save money and even earn some extra cash while sending money internationally. If you are looking for a convenient and affordable way to send money overseas, TransferGo is definitely worth checking out.

For TransferGo referral code - Click here

WorldRemit : 


WorldRemit is a convenient and secure way to send money internationally. They offer fast and reliable money transfers, even on weekends, so you can get your funds to loved ones in India quickly.

WorldRemit  : Referral Bonuses and Sign-Up Incentives :

WorldRemit offers a referral program that lets you and your friends earn rewards. When you sign up for WorldRemit using a referral link, you'll receive a $5 bonus voucher. Even better, when you refer someone and they sign up using your code and send a transfer of at least $50, you will both get a $5 voucher!

WorldRemit combines secure money transfers with a rewarding referral program. Sign up today, send at least $50, and start earning rewards for you and your friends. It's a great way to save money on international money transfers.

For WorldRemit referral code - Click here

Remitly :


Remitly is an online money transfer service designed to help overseas workers send money back home. They offer a fast, secure, and cost-effective way to transfer funds internationally, with great exchange rates and low fees.

Remitly Referral Bonus and Signup Offer : 

Remitly offers a referral program where both you and your friend can earn bonuses. Here's the breakdown:

  • New Customers: Sign up using a referral link and complete your first transfer of €200 or more, and you'll get a €15 bonus on your next transaction plus no transaction fee for the first transfer.

  • Existing Customers: Refer a friend who signs up with your link and completes their first €200+ transfer, and you'll both get a €15 bonus.

Remitly can be a great option for sending money overseas, especially if you are looking for a secure and affordable service. With their referral program, you can save even more money on your transfers. Just be sure to check if the program is available in your country.

For Remitly referral code - Click here

Xe Money Transfer : 


Xe Money Transfer is a service that allows you to send money abroad easily and securely. They also offer a referral program that lets you and your friends earn rewards!

Earn a £25 Amazon Gift Card with Xe Money Transfer :

Looking for a good reason to try Xe Money Transfer? When you sign up and transfer £1,000 or more, you'll get a sweet reward: a £25 Amazon gift card! This is a great way to save some money on your next online purchase. Plus, if you refer a friend and they make a qualifying transfer, you'll both get another £25 Amazon gift card!

Xe Money Transfer offers a convenient way to send money internationally, and their referral program gives you a chance to earn some extra cash. So why not sign up today and start saving? You can learn more about their referral program by visiting their website or downloading their app.

For Xe Money Transfer referral code  - Click here

Wise :


Wise formerly known as TransferWise is your one-stop shop for international money transfers without the hefty fees. They offer competitive exchange rates, so you can send money abroad without getting ripped off. Plus, you can receive money with international account details and stay on top of your transactions with handy mobile notifications.

Wise Sign Up and Get Rewarded : 

Wise not only saves you money on transfers, but they also offer sweet bonuses for both new and existing users. When you sign up for Wise using a referral link, you'll get a fee-free transfer, typically up to a certain amount depending on your location. On top of that, existing users can earn rewards for referring friends and family. The amount you earn per referral varies by region, but it's a great way to get extra cash while helping others save on international transactions.

Wise makes sending and receiving money internationally a breeze. With their competitive rates, user-friendly app, and generous referral program, there is no reason not to give them a try. Sign up today and experience the Wise difference!

For Wise referral code - Click here

Xendpay :

Xendpay is an international money transfer service designed to help you save money when sending funds abroad. Unlike traditional money transfer services, Xendpay boasts no compulsory fees, exchange rate markups, or hidden charges. This can translate to significant savings on your international transfers.

Xendpay Sign-Up and Referral Bonuses :

Signing up for Xendpay is not only free, but it also comes with a sweet bonus! New users who register through a referral link will receive a £10/€10/$10 bonus. There's more! Xendpay even waives transaction fees for your initial transfer up to £2,000/€2,000/$2,000. That's right, you can send money internationally for free!

Xendpay offers a compelling combination of features for anyone looking to send money internationally. With its transparent fees, competitive exchange rates, and generous sign-up and referral bonuses, Xendpay is a great option to consider for your next international money transfer. Download the Xendpay app today and start saving!

For Xendpay referral code - Click here

Instarem : 


Instarem is a website that allows you to send money internationally in various currencies. You can exchange your GBP, EUR, USD, CAD, HKD, INR, MYR, or SGD for another currency and transfer it to a different account. This makes it a convenient option for people who need to send money overseas for business, travel, or to support family and friends.

Earn Bonus Points with Instarem Referral Program :

Instarem offers a referral program that rewards you with points for specific actions. Signing up using a referral link gets you a starting bonus of 200 InstaPoints. You can also earn points by referring others. When someone you refer signs up with your link and makes their first money transfer, both you and your friend will receive an additional 200 InstaPoints. These points can be redeemed for discounts on future money transfers, allowing you to save even more on international transactions.

Instarem combines a user-friendly platform for international money transfers with a rewarding referral program. By signing up and referring friends, you can earn points that translate to savings on your future transfers. Whether you're a frequent sender or just need to make an occasional international payment, Instarem offers a convenient and potentially cost-effective solution.

For Instarem referral code - Click here

Ria Money Transfer :


Ria Money Transfer is an online money transfer service that allows you to send money to friends and family in many countries around the world. They offer a secure and convenient way to transfer funds, making it a great option for those who need to send money internationally.

Bonuses and Referrals: Earn While You Transfer :

Signing up for Ria Money Transfer through a referral link comes with a sweet bonus! You can get a $20 discount on your first money transfer. But that's not all! Ria Money Transfer also has a referral program. When you refer a friend and they make a qualifying transfer, you both get a $20 discount on your next transfers. That's a win-win situation!

Ria Money Transfer offers a convenient and affordable way to send money internationally. With their referral program, you can even get rewarded for helping your friends and family save money on their money transfers. So why not give Ria Money Transfer a try today? You might just be surprised at how easy and rewarding it can be.

For Ria Money Transfer referral code - Click here

Skrill :


Skrill is a money transfer service similar to TransferWise. It allows you to send and receive money internationally directly to bank accounts, with the benefit of having no transfer fees

Earn and Share Bonuses with Skrill Referral Program :

Skrill offers a referral program where you and your friends can both earn bonuses. When you sign up for a Skrill account using a referral link, you can get a bonus of £10 amount may vary depending on your country. The friend who referred you will also receive a £10 bonus once you make your first qualifying deposit of £10 or more. You can even earn up to £50 in bonuses for each additional friend you refer who signs up and makes a qualifying deposit.

Skrill provides a cost-effective way to send and receive money internationally. With their referral program, you can get started and even earn rewards for referring friends. If you are looking for a way to manage your international finances, Skrill is definitely worth considering. Be sure to check their website for the latest information on fees, bonuses, and eligibility in your country.

For Skrill referral code - Click here

Western Union :


Western Union offers a referral program that allows you to earn rewards for referring friends and family. By signing up for a Western Union account and sharing your unique referral link, you can get rewarded for helping others send money easily and securely.

Double Bonus: Get Rewarded for Signing Up and Referring :

There are two exciting bonuses to take advantage of with Western Union referral program:

  • Sign-up Bonus: When you sign up for a new Western Union account using a referral link, you will receive a $20 gift card.

  • Referral Bonus: For each friend you refer who completes their first money transfer of $100 or more online or through the app, you'll both receive a $20 gift card.

Western Union referral program is a great way to save money on money transfers and earn rewards for helping others. With the sign-up bonus and referral bonus, you can get started with Western Union and share the benefits with your friends and family.

For Western Union referral code - Click here

In conclusion, when it comes to finding the best money transfer referral app for your needs, there are a variety of options to consider. Each app on this list, including TransferGo, WorldRemit, Remitly, Xe Money Transfer, Wise, Xendpay, Instarem, Ria Money Transfer, Skrill, and Western Union, offers unique benefits and features. Whether you prioritize low fees, fast transfer speeds, or generous referral bonuses, there is an app that can help you save money and potentially earn rewards while sending money internationally. Be sure to research each app's specific rates, fees, and referral program details to find the best fit for your situation.

FAQs On Top 10 International Money Transfer Referral Apps

Q: Is TransferGo safe and legit?

A: TransferGo is considered safe and legit. It is authorized and regulated by the Financial Conduct Authority FCA in the UK. They also use encryption technology to protect your personal and financial information.

Q: Which is better, TransferWise or TransferGo?

A: The better option between TransferWise and TransferGo depends on your specific needs. TransferWise now known as Wise is known for its low fees and transparent exchange rates, while TransferGo is known for its fast transfers and wider reach in terms of countries supported.

Q: What countries is TransferGo available in?

A: TransferGo is available in over 65 countries, including many in Europe, Asia, and Africa. Some of the key countries include the UK, Germany, France, India, Nigeria, and the Philippines.

Q: Does TransferGo work in India?

A: Yes, TransferGo does work in India. You can send money to India using TransferGo.

Q: Can I receive money with TransferGo?

A: Yes, you can receive money with TransferGo. They offer both sending and receiving services, allowing you to send money to others and receive money from them as well.

Q: Is WorldRemit used in India?

A: Yes, WorldRemit is used in India. It allows people in other countries to send money to India conveniently and securely.

Q: Which bank uses WorldRemit?

A: WorldRemit partners with various banks around the world to facilitate money transfers. The specific banks used may vary depending on the country and region.

Q: Is WorldRemit a legit site?

A: Yes, WorldRemit is a legitimate and reputable online money transfer service. It is authorized and regulated by government financial authorities in several countries, including the UK.

Q: Is there a fake WorldRemit app?

A: There have been reports of fake WorldRemit apps being circulated. It's important to download the WorldRemit app from official app stores like Google Play Store or Apple App Store to ensure it's the legitimate version.

Q: How do I collect money from WorldRemit?

A: To collect money from WorldRemit, you can choose from various payout options depending on the country. These may include bank deposits, cash pickup, mobile money, and airtime top-up. You will receive instructions from WorldRemit on how to collect the money based on your chosen payout method.

Q: Does Remitly work in India?

A: Yes, Remitly works in India. It allows people from various countries to send money to India quickly and securely.

Q: Is Remitly safe to send money?

A: Remitly is considered safe to send money. It uses encryption technology to protect your personal and financial information. Additionally, it is regulated by financial authorities in different countries.

Q: Does Remitly work in Zimbabwe?

A: Yes, Remitly works in Zimbabwe. It allows people to send money to Zimbabwe from various countries.

Q: What is the disadvantage of Remitly?

A: One disadvantage of Remitly is that its fees can be higher compared to some other money transfer services, especially for certain transfer methods or currency routes.

Q: What is the minimum amount for Remitly?

A: The minimum amount you can send with Remitly varies depending on the country you are sending from and the receiving country. It is typically around $1 or equivalent in other currencies, but this can vary.

Q: Can I use Xe in India?

A: Yes, you can use Xe in India. Xe provides international money transfer services that can be used to send money to India from other countries.

Q: Is Xe a good way to transfer money?

A: Xe is considered a good way to transfer money for several reasons. It offers competitive exchange rates, low fees, and provides a secure platform for transferring money internationally.

Q: What is the transfer rate of Xe money to India?

A: The transfer rate of Xe money to India can vary depending on the currency you are exchanging and the current exchange rate. Xe typically offers competitive rates compared to banks, but it's advisable to check their website or app for the most up-to-date rates.

Q: What is Wise used for?

A: Wise, formerly known as TransferWise, is used for transferring money internationally. It allows individuals and businesses to send money abroad at a lower cost than traditional banks, using real exchange rates and transparent fees.

Q: Does Wise work in India?

A: Yes, Wise works in India. You can use Wise to send money to India or receive money from India, making international transfers to and from the country more convenient.

Q: Is Wise as safe as a bank?

A: Wise is considered safe for transferring money internationally. While Wise is not a bank, it is authorized and regulated as an Electronic Money Institution by the Financial Conduct Authority FCA in the UK. It also uses strong encryption to protect your data and offers various security features to ensure the safety of your transfers.

Q: Are money transfer sites safe?

A: Money transfer sites can be safe, but it's important to use reputable and regulated services. Look for sites that are authorized and regulated by financial authorities in their respective countries and offer strong security measures, such as encryption, to protect your personal and financial information.

Q: How do I transfer money using XE?

A: To transfer money using XE, you can follow these general steps:

Create an account on the XE website or app.
Provide the details of the recipient, including their name, address, and bank account information.
Enter the amount you want to send and select the currency.
Review the exchange rate and fees.
Confirm the transfer and make the payment using a bank transfer or debit/credit card.
Track your transfer using the provided tracking information.

Q: Is Xe available in India?

A: Yes, XE is available in India. You can use XE to send money to India from other countries or receive money in India from abroad.

Q: Is Xe transfer safe?

A: XE transfer is considered safe. XE is a reputable and regulated money transfer service that uses encryption technology to protect your personal and financial information. However, as with any financial transaction, it's important to be cautious and ensure you're using a legitimate service.

Q: Is Instarem legal in India?

A: Yes, Instarem is legal in India. It is registered with the Reserve Bank of India RBI as a Foreign Exchange and Money Transfer service provider.

Q: How trustworthy is Instarem?

A: Instarem is considered trustworthy. It is regulated by financial authorities in different countries, including the Monetary Authority of Singapore MAS and the Australian Securities and Investments Commission ASIC. It also uses encryption technology to protect your personal and financial information.

Q: What is Instarem used for?

A: Instarem is used for international money transfers. It allows individuals and businesses to send money abroad quickly and securely, often at lower costs compared to traditional banks.

Q: Is Ria available in India?

A: Yes, Ria is available in India. You can use Ria to send money to India from various countries and also to receive money in India from abroad.

Q: How does the Ria Money Transfer work?

A: Ria Money Transfer works by allowing individuals to send money to recipients in other countries. Senders can initiate a transfer online, through the Ria mobile app, or at a physical agent location. Recipients can receive the money in cash at a local agent location or have it deposited into their bank account or mobile wallet, depending on the country.

Q: Which countries have Ria Money Transfer?

A: Ria Money Transfer operates in over 160 countries worldwide. Some of the key countries where Ria is available include the United States, Canada, the United Kingdom, Australia, and many countries in Europe, Asia, Africa, and South America.

Q: Which bank supports Ria?

A: Ria Money Transfer partners with various banks and financial institutions around the world to facilitate money transfers. The specific banks supported may vary depending on the country and region.

Q: What is the Ria rate today?

A: Ria exchange rates vary daily based on market conditions and other factors. It's best to check the Ria website or app for the most up-to-date rates.

Q: Is Skrill available in India?

A: Yes, Skrill is available in India. It allows users in India to send and receive money online, make online purchases, and more.

Q: Is Skrill safe in India?

A: Skrill is considered safe in India. It uses encryption technology to protect your personal and financial information, and it is regulated by financial authorities in various countries.

Q: Is Skrill the same as PayPal?

A: Skrill is similar to PayPal in that both are digital payment platforms that allow users to send and receive money online. However, they have some differences in terms of fees, supported countries, and features.

Q: Who accepts Skrill?

A: Skrill is accepted by a wide range of online merchants, gaming sites, and other businesses. You can use Skrill to make payments on websites that accept Skrill as a payment method.

Q: Is Skrill free to use?

A: Skrill offers free accounts for personal use, but there are fees for certain transactions, such as currency conversion and withdrawals. It's best to check the Skrill website for the most up-to-date information on fees.

Q: What is Western Union used for?

A: Western Union is used for sending and receiving money internationally. It allows individuals to send money to friends, family, or businesses in over 200 countries and territories around the world.

Q: Is Western Union allowed in India?

A: Yes, Western Union is allowed in India. It is a popular option for sending and receiving money from abroad.

Q: How much does Western Union charge to send $100?

A: The fees for sending $100 through Western Union can vary depending on several factors, including the country you are sending from and the country you are sending to, as well as the method of payment and delivery. It's best to check the Western Union website or app for the most up-to-date fees.

Q: Which is the cheapest way to send money?

A: The cheapest way to send money internationally can vary depending on the specific transfer route, the amount being sent, and the service provider. Comparing fees and exchange rates from different providers can help you find the most cost-effective option for your transfer.

Q: How much is the international transfer fee?

A: The international transfer fee for Western Union varies depending on the amount being sent, the countries involved, and the delivery method. It's best to check the Western Union website or app for the most up-to-date information on fees.

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