Buy now, pay through payroll.

Perpay Referral Code

Q: How much is the Perpay referral reward?

$80 for you once your friend makes their first qualifying direct deposit payment; they get a credit toward their first Marketplace order too.

Q: Does my friend need to be a new member?

Yes, they must be a new Perpay member, not an existing or returning one.

Q: Is there a limit on referrals?

No, you can refer an unlimited number of people.

Q: What are the best alternatives to Perpay for referring friends and earning rewards?

Other Financial brands with referral programmes on GiveRefer include PingPong, Prolific, Reinvest24, SkyOne Federal Credit Union and So-Sure. Each page lists community-shared referral codes and that brand's reward terms, so you can compare what you and your friends would earn.

$80 for you, a credit for your friend

Refer a friend to Perpay: they get a credit toward their first Marketplace order, and you get $80 once they make a qualifying payroll payment.

Browse Referral Codes Submit Your Code

Works in USA Free Signup

$80reward

$80 Max Reward

USA Available In

Web, iOS, Android Platform

Genie Says

Perpay is currently offering $80 for you, a credit for your friend.

How much can you earn?

Share your own code and earn rewards when friends use it

$80 credit per referral who makes their first qualifying direct deposit paymentper successful referral*

Submit Your Code Now

Top Perpay Referral Codes

First-sharer bonus · 100 coins

No Perpay referral codes yet.

Share the first one and earn 100 coins instead of the usual 20.

Share the first code

Up to 10 first-sharer bonuses per member each month. See the most wanted codes.

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How to Use a Perpay Referral Code

Open your Perpay dashboard menu

Select Invite & Get $80.

Share your referral link

With a friend who is new to Perpay.

Friend signs up and makes their first payroll payment

Which unlocks their own credit.

You get an $80 credit

Applied to your next qualifying Marketplace order.

Reward Details

Your Reward: A credit toward your first Marketplace order, using a friend's referral link as a new member
Referrer Reward: $80 credit per referral who makes their first qualifying direct deposit payment
Available In: USA

Why Choose Perpay?

Paid on first payroll payment

Your $80 lands only after your friend's first qualifying direct deposit payment, not at signup.

No referral limit

Refer as many friends as you like.

Credit can be forfeited

Applying it to a smaller order than the credit loses the remaining balance.

About Perpay

Perpay credits your account $80 once a friend you refer makes their first qualifying direct deposit payment, and gives them a credit of their own.

Perpay lets members buy from its Marketplace and pay through automatic payroll deductions rather than a traditional credit check.

Your referral link is under the menu icon in your Perpay dashboard, labeled Invite & Get $80. A friend who is genuinely new to Perpay and signs up through your link receives a credit toward their first Marketplace order. Once they make their first qualifying direct deposit payment, you receive an $80 credit. There is no limit on how many people you can refer, but any unused portion of a credit is forfeited if you apply it to an order smaller than the credit itself.

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Frequently Asked Questions

How much is the Perpay referral reward?

Does my friend need to be a new member?

Is there a limit on referrals?

What are the best alternatives to Perpay for referring friends and earning rewards?

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