A German private health insurance provider with digital-first service.

ottonova Referral Code

Q: How much is the ottonova referral reward?

EUR 200 for a full health insurance policy, EUR 100 for civil servant/student tariffs, or EUR 50 for supplementary insurance.

Q: How is the reward paid?

Only to a German bank account (IBAN DE).

Q: What is ottonova's Refer and Earn program?

ottonova's Refer and Earn program rewards existing customers for introducing new ones. You share your personal referral code or link, and when a friend joins ottonova through it and completes the qualifying step, the referral reward is unlocked. The reward for the person referring: EUR 50-200, per referral, by policy type, requires a German IBAN. GiveRefer collects ottonova referral codes shared by its community so you can find one before you sign up, or share your own.

Q: What are the best alternatives to ottonova for referring friends and earning rewards?

Other Financial brands with referral programmes on GiveRefer include PAYBACK, Payeer, Paysend, Payzy and Penfold. Each page lists community-shared referral codes and that brand's reward terms, so you can compare what you and your friends would earn.

Up to €200 per referral

Refer a friend to ottonova private health insurance: earn EUR 200 for a full policy, EUR 100 for civil servant/student tariffs, or EUR 50 for supplementary insurance.

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Works in Germany Free Signup

Germany Available In

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Genie Says

ottonova is currently offering up to €200 per referral.

How much can you earn?

Share your own code and earn rewards when friends use it

EUR 50-200, per referral, by policy type, requires a German IBANper successful referral*

Submit Your Code Now

Top ottonova Referral Codes

First-sharer bonus · 100 coins

No ottonova referral codes yet.

Share the first one and earn 100 coins instead of the usual 20.

Share the first code

Up to 10 first-sharer bonuses per member each month.

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How to Use an ottonova Referral Code

Generate your referral link

A few quick steps.

Share it with a friend

Via WhatsApp, Facebook, or email.

They take out a policy

Any tier.

You get EUR 50-200

By policy type.

Reward Details

Your Reward: Up to €200 per referral
Referrer Reward: EUR 50-200, per referral, by policy type, requires a German IBAN
Available In: Germany

Why Choose ottonova?

Reward scales with policy type

A full health insurance plan pays EUR 200, four times the EUR 50 supplementary-insurance tier.

Requires a German bank account

Payment can only be made to an IBAN DE account.

No need to be a customer yourself

You can refer people even without your own ottonova policy.

About ottonova

ottonova tiers its referral reward by policy type -- a full private health insurance plan pays four times more than a supplementary policy -- and periodically doubles these amounts during limited-time promotions.

ottonova is a German private health insurance provider with digital-first service, covering employees, self-employed people, expats, civil servants, and students. Generate your referral link in a few steps and share it with friends and family via WhatsApp, Facebook, or email -- you don't need to already be an ottonova customer.

When someone takes out insurance using your link, you receive a reward based on the policy type: EUR 200 for a full health insurance policy (employees, self-employed, expats), EUR 100 for a civil servant or student tariff, or EUR 50 for supplementary insurance. Rewards can only be paid to a German bank account (IBAN DE). ottonova has also run limited-time promotions doubling these amounts.

#ottonova

Frequently Asked Questions

How much is the ottonova referral reward?

Do I need my own ottonova policy to refer?

How is the reward paid?

What is ottonova's Refer and Earn program?

What are the best alternatives to ottonova for referring friends and earning rewards?

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