Within 30 days of your friend signing their loan agreement.

A student loan refinancing lender.

Earnest Referral Code

Q: How much is the Earnest referral reward?

$200 for you and $200 for your friend.

Q: Does this apply to all Earnest loans?

No, only student loan refinancing.

Q: What is Earnest's Refer and Earn program?

Earnest's Refer and Earn program rewards existing customers for introducing new ones. You share your personal referral code or link, and when a friend joins Earnest through it and completes the qualifying step, the referral reward is unlocked. The reward for the new customer: $200, once you are approved and sign your refinancing agreement. The reward for the person referring: $200 per referral who signs, paid within 30 days. GiveRefer collects Earnest referral codes shared by its community so you can find one before you sign up, or share your own.

Q: What are the best alternatives to Earnest for referring friends and earning rewards?

Other Financial brands with referral programmes on GiveRefer include EasySend, EstateGuru, Everypaw, EvoEstate and FairShake. Each page lists community-shared referral codes and that brand's reward terms, so you can compare what you and your friends would earn.

$200 for your friend, $200 for you

Refer a friend to Earnest student loan refinancing: you both get $200 once they are approved and sign their loan agreement.

Browse Referral Codes Submit Your Code

Works in USA Free Signup

$200reward

$200 Max Reward

USA Available In

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Genie Says

Earnest is currently offering $200 for your friend, $200 for you.

How much can you earn?

Share your own code and earn rewards when friends use it

$200 per referral who signs, paid within 30 daysper successful referral*

Submit Your Code Now

Top Earnest Referral Codes

First-sharer bonus · 100 coins

No Earnest referral codes yet.

Share the first one and earn 100 coins instead of the usual 20.

Share the first code

Up to 10 first-sharer bonuses per member each month. See the most wanted codes.

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How to Use an Earnest Referral Code

Get your referral link

By starting an Earnest application.

Share it with a friend

Considering refinancing student loans.

Friend is approved and signs

Their loan agreement.

You both get $200

Paid within 30 days.

Reward Details

Your Reward: $200, once you are approved and sign your refinancing agreement
Referrer Reward: $200 per referral who signs, paid within 30 days
Available In: USA

Why Choose Earnest?

Pays on signing, not application

Your friend needs to be approved and actually sign for either of you to get paid.

Refinancing only

Private student loans and personal loans do not qualify.

Three states excluded

Massachusetts, Michigan, and Kentucky are not eligible.

About Earnest

This does not cover Earnest's private student loans or personal loans -- the reward is specific to refinancing existing student debt.

Earnest refinances existing student loans. Start a loan application at earnest.com to get your unique referral URL and identifier code.

A friend who uses your link to apply, gets approved, and signs their loan agreement triggers $200 for both of you, paid within 30 days of signing. Referrers must be US residents in good standing, of the age of majority, excluding Massachusetts, Michigan, and Kentucky due to state law.

#Earnest

Frequently Asked Questions

How much is the Earnest referral reward?

When is it paid?

Does this apply to all Earnest loans?

What is Earnest's Refer and Earn program?

What are the best alternatives to Earnest for referring friends and earning rewards?

Work at Earnest?

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