A Dutch neobank.

bunq Referral Code

Q: How much is the bunq referral reward?

It depends on which reward track you choose: a free Personalized Card, bonus savings interest, up to EUR 100 for Switch Service, or 12 free months of bunq Core.

Q: What does my friend need to do?

It depends on the track: a EUR 50 card payment, a qualifying Savings deposit, activating Switch Service, or a EUR 50 ZeroFX card payment.

Q: Is Ireland different?

Yes, in Ireland both sides simply earn 1,000 bunq Points once the friend verifies their account.

Q: What is bunq's Refer and Earn program?

bunq's Refer and Earn program rewards existing customers for introducing new ones. You share your personal referral code or link, and when a friend joins bunq through it and completes the qualifying step, the referral reward is unlocked. The reward for the person referring: A free Personalized Card, bonus interest, up to EUR 100, or 12 free months -- referrer's choice. GiveRefer collects bunq referral codes shared by its community so you can find one before you sign up, or share your own.

Q: How do I refer a friend on bunq?

Sign in to your bunq account and look for a Refer and Earn, Invite Friends or Referrals section, where your unique referral code or link is shown. Share it with your friend before they create their account, and check bunq's referral terms for when the code has to be entered. Eligibility: Each reward track requires a different qualifying action from the friend; Switch Service reward is Netherlands-only. You can also add your code to this page on GiveRefer so people searching for bunq referral codes can find it.

Q: What are the best alternatives to bunq for referring friends and earning rewards?

Other Financial brands with referral programmes on GiveRefer include Capital on Tap, Check24, Chexy, Chip and Copilot Money. Each page lists community-shared referral codes and that brand's reward terms, so you can compare what you and your friends would earn.

You pick the reward: a free Metal Card, bonus interest, or free months

Invite a friend to bunq and choose which reward track to unlock: a free Metal Card, bonus savings interest, up to EUR 100 for Switch Service, or 12 free months of bunq Core.

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Genie Says

bunq is currently offering you pick the reward: a free Metal Card, bonus interest, or free months.

How much can you earn?

Share your own code and earn rewards when friends use it

A free Personalized Card, bonus interest, up to EUR 100, or 12 free months -- referrer's choiceper successful referral*

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How to Use a bunq Referral Code

Open Profile > Invite Friends

In the bunq app.

Choose your reward track

Card, Savings, Switch Service, or ZeroFX.

Share your link by text

With a friend new to bunq.

They complete the matching action

Unlocking your chosen reward.

Reward Details

Your Reward: You pick the reward: a free Metal Card, bonus interest, or free months
Referrer Reward: A free Personalized Card, bonus interest, up to EUR 100, or 12 free months -- referrer's choice
Eligibility: Each reward track requires a different qualifying action from the friend; Switch Service reward is Netherlands-only

Why Choose bunq?

You choose the reward track

A free card, bonus interest, EUR 100, or 12 free months -- pick before you invite, and each has a different trigger.

Switch Service is Netherlands-only

The up-to-EUR-100 reward for activating Switch Service does not apply outside the Netherlands.

Ireland runs a simpler, flat scheme

Both sides get 1,000 bunq Points on account verification, instead of the multi-track structure used elsewhere.

About bunq

bunq is unusual in letting the referrer pick which reward to go for before inviting -- a free card, bonus interest, or free months -- each requiring a different action from the friend, rather than one fixed reward for everyone.

bunq is a Dutch neobank. Open the app, tap Profile, then Invite Friends, and share your unique referral link by text.

Each of bunq's Home, Cards, Savings, Stocks, and ZeroFX tabs offers a different reward, and you choose which one to claim before inviting: a free Personalized Card if your friend makes a EUR 50 card payment, bonus interest if they make a qualifying Savings deposit, up to EUR 100 if they activate Switch Service (Netherlands only), or 12 free months of bunq Core if they make a EUR 50 card payment from the ZeroFX screen. Business referrals can earn up to EUR 50 for a qualifying business deposit.

In Ireland, the structure is simpler: both you and your invited friend earn 1,000 bunq Points as soon as they verify their account.

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Frequently Asked Questions

How much is the bunq referral reward?

What does my friend need to do?

Is Ireland different?

What is bunq's Refer and Earn program?

How do I refer a friend on bunq?

What are the best alternatives to bunq for referring friends and earning rewards?

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